Employee / Group Long Term Care Insurance
Offering long term care as an optional benefit to your employee benefits package is a valuable gift to your team. It raises awareness about a critical need most people overlook and provides an excellent opportunity for education.
Voluntary Long Term Care for Employees
Offering to employees can also be available for purchase by immediate family membes with the same employee discount 5%.
Requires a miinimum of 5 employees with 3 approved.
Couple discounts available.
Simplified Long Term Care Insurance
A streamlined process that's easy to understand.
Applications can be approved in as little as 2 days based on employee Questionnaire responses.
Couples may also qualify for additional discounts.
Greater Than 100 Employees
No employer contribution required. Employers who choose to contribute can receive a 5% discount.
All benefits are paid out tax-free.
C-Corporations
Premiums are fully deductible as a business expense.
Employer paid long term care insurance is excludable from employees' gross income and benefits are received tax-free.
Partnerships, S-Corporations and LLC's
Offer employer sponsored benefits that can be stragetically "carved out" to provide long term care insurance to a selected class of employees.